I Think I Have A Problem

The first stage or step in working through any problem is of course admitting you have said problem. And with that I will say the said problem is money. I make 'decent' money and I spend a lot. Not a big spender or such in blowing it as I get it but more like a background debt growth that kind of grabs you by the balls when its too late. I've got to get a hold of this thing. I've got too many of the Devil Cards and a couple consolidation loans I need to pay off. Geez I look screwed forever. I've recently taken over this part of the finances from the wife who generally handled all of that stuff. God, if I had only seen this years ago there would have been some tire marks from me slamming on the breaks. Geez I need a debt recovery program... I need to write out a budget. Gahhhhhhhhhhhhhhhh Eeeee-Gads! -Twisty